Sherlocked · Case File
Open Source Intelligence

Review of Family-Linked PayPal Accounts for Donations

Case 10/07/2026Evidence 34Posts 30Videos 4

Assessment

Overview

Carrie-Anne Ridsdale (Carrie), who presents publicly as Jayne Price repeatedly solicited donations via PayPal accounts linked to family members, presenting them as charitable, despite no registered charity status or official oversight of these accounts.

Early evidence from late 2021 through 2023 shows Carrie consistently promoted PayPal as a primary method for receiving donations, often linking these funds to purchasing nappies, formula, raffle items, and supporting families. Multiple posts and videos confirm active use of PayPal fundraising, including references to PayPal tip jars and fundraising for backdrops, with Carrie expressing surprise at the amounts held in the PayPal account. Carrie also frequently provided PayPal links and codes to encourage donations, reinforcing the perception of an ongoing, legitimate fundraising channel.

By mid-2023, Carrie-Anne Ridsdale continued to accept donations via PayPal, sometimes alongside cash payments, and emphasized that 100% of PayPal donations would be used to help families. However, in late 2024, a shift is noted where Carrie states that payments are accepted only via card and contactless, explicitly excluding PayPal, indicating operational changes or difficulties with PayPal transactions.

Despite this, in 2025 Carrie again promoted two separate PayPal accounts for donations, both referencing Jayne's Baby Bank as a charity. This is significant because the operation is not a registered charity, and the accounts were linked to Carrie's mother, Gail Ridsdale, rather than an independent or registered charitable entity. Carrie-Anne Ridsdale continued to solicit donations via PayPal into early 2026, with PayPal.me listings under the name Jayne R-Price and descriptions claiming that 100% of profits go towards the charity.

Throughout this period, there is no official record or regulatory confirmation that these PayPal accounts were managed by a registered charity or that funds were subject to independent oversight. Carrie's repeated presentation of these accounts as charitable fundraising channels contrasts with the legal and regulatory reality of the operation's unregistered status. Additionally, the use of family-linked accounts for public donations raises transparency and governance concerns.

In summary, Carrie's PayPal fundraising activities evolved from straightforward donation requests to a more complex and potentially misleading presentation of the accounts as charitable, despite lacking formal charity registration or regulatory compliance. This pattern suggests an intent to leverage the appearance of charitable legitimacy to solicit funds, which may expose donors to risk and regulatory scrutiny.

Timeline

Chronology

  • 2021-12-04

    Operator provides a PayPal link for donations to buy raffle items, nappies, and formula.

    This is our paypal link for donations and pins. Proceeds will be used to buy raffle items, nappies and formula.source post
  • 2022-08-21

    PayPal link offered for donations to support operational costs and family needs.

    JaynesBaby Bank paypal link is below of you wanted to donate to help with the above.source post
  • 2023-05-25

    Operator states PayPal tip jar funds go 100% into nappies and helping families.

    That's our PayPal guys - tip jar = will go into nappies. 100% goes back into helping families.source post
  • 2023-05-30

    Operator accepts donations through PayPal and cash in shops.

    Also cited in Contradiction 1

  • 2024-09-23

    Operator states payments are card and contactless only, not PayPal.

    Also cited in Contradiction 1, Inaccuracy 2

  • 2025-05-05

    Donations accepted through two PayPal accounts referencing Jayne's Baby Bank as a charity.

    Also cited in Inaccuracy 1

  • 2025-05-08

    Operator provides a PayPal link for donations alongside other payment methods.

    You can help us by:- 🍼Financial donations via bank transfer, direct debit or in our sealed cash collection boxes. Or our PayPalsource post
  • 2026-01-26

    PayPal.me listing for Jayne's Baby Bank titled under account name Jayne R-Price with charity claims.

    The PayPal.me listing at: https://www.paypal.com/paypalme/jaynesbabybank is titled: Account name shown: Jayne R-Pricesource article

    Also cited in Timeline 9

  • 2026-01-26

    PayPal account description claims 100% of profit goes towards the charity.

    Description: “Jayne's Mother and Baby, Food Bank and Charity shop. 100% of profit goes towards the charity”source article

    Also cited in Timeline 8

  • 2026-06-13

    Operator mentions PayPal codes widely used in operations and criticizes their use at a funeral.

    PayPal codes everywhere.source post

PayPal payment acceptance

Subject vs subject

high

In mid-2023, Carrie openly accepted donations via PayPal. By late 2024, Carrie-Anne Ridsdale stated that payments were only accepted via card and contactless, explicitly excluding PayPal, indicating a reversal or operational change regarding PayPal payment acceptance.

Claim
Or you can make donations via PayPal.2023-05-30 · source video
Against
WE ARE CARD AND CONTACTLESS ONLY. PAYMENT IS VIA CARD MACHINE AND NOT PAYPAL.2024-09-23 · source post

Why this matters This contradiction shows inconsistent payment methods, which may confuse donors and affect transparency about how funds are collected.

Also cited in Timeline 4, Inaccuracy 2, Timeline 5

Inaccuracy check

High severity

high

PayPal accounts described as charitable

Jayne's Baby Bank is not a registered charity and holds no Charity Commission registration; presenting PayPal accounts as charitable is misleading and untrue.

Why this matters Donors may wrongly believe their contributions are regulated and protected under charity law, which they are not.

Also cited in Timeline 6

Inaccuracy check

Medium severity

medium

PayPal payments accepted at all times

This statement contradicts earlier claims of accepting PayPal donations, indicating inconsistent or inaccurate communication about payment methods.

Why this matters Inconsistent payment acceptance can confuse donors and obscure financial transparency.

Also cited in Contradiction 1, Timeline 5

PayPal fundraising evolution

Strong pattern

Carrie initially promoted PayPal as a key donation method for nappies, raffle items, and family support, with multiple links and tip jars. Later, payment acceptance shifted to card-only, excluding PayPal, before resuming PayPal solicitations with accounts linked to family members and falsely described as charitable.

Charitable status misrepresentation

Strong pattern

Despite no official charity registration, Carrie repeatedly described PayPal accounts as charitable, including in public donation appeals and account descriptions, creating a misleading impression of legitimacy and regulatory compliance.

Financial

High priority

Donors may be misled into giving money to PayPal accounts presented as charitable but controlled by family members without independent oversight, risking misuse or lack of accountability.

Basis: Charities Act 1992 s.63 · Report to: Fundraising Regulator

Regulatory

High priority

Operating PayPal accounts under the guise of a charity without registration breaches fundraising regulations and consumer protection laws.

Basis: Charities Act 2011 / Consumer Protection from Unfair Trading Regulations 2008 · Report to: Fundraising Regulator

Claim ledger

Verdict tally

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Carrie reiterates that payment for the raffle can be made in the shop using either cash or PayPal.
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A PayPal link is provided for donations to support operational costs and specific items for families.
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A PayPal link is available for donations to assist with operational costs and family needs.
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Carrie-Anne Ridsdale provides a link to their PayPal account for donations.
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Carrie states that the PayPal tip jar funds will go into purchasing nappies and that 100% of the funds will help families.
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Carrie states that support can be given through a subscription or via PayPal.
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The PayPal link is provided for donations, which will be used for raffle items, nappies, and formula.
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Carrie states that there is a PayPal link available for donations to Jayne's Baby Bank.
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Carrie-Anne Ridsdale confirms that two backdrops were ordered using funds from PayPal fundraising.
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Carrie offers to pay for items either through PayPal or cash.
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Carrie announces a new PayPal link for donations.
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Carrie attributes their ability to provide services to generous PayPal donations and other contributions.
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Carrie-Anne Ridsdale claims that they can currently only accept payments through PayPal for a raffle.
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Carrie accepts donations through PayPal.
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Carrie is checking their PayPal account for incoming payments.
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Carrie is uncertain about the process of withdrawing funds from their PayPal account.
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Carrie-Anne Ridsdale requests the use of the PayPal app for transactions.
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Carrie asserts that payments are only accepted via card and not PayPal.
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Donations are accepted through two separate PayPal accounts referencing Jayne's Baby Bank as a charity.
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Carrie states that financial donations can be made via PayPal.
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Sources

Evidence base

34 sources collected and analysed (28 posts, 4 videos, 2 articles). 9 sources are cited in this dossier. Every cited claim links to its source inline. Corpus quotes are reproduced verbatim.