Overview
Carrie-Anne Ridsdale (Carrie), who presents publicly as Jayne Price repeatedly claims all bills are paid and discounts received, yet evidence shows unpaid rent, outstanding business rates, and disputes over utility bills with landlords and councils.
Throughout the evidence, Carrie, Carrie-Anne Ridsdale, publicly discusses the financial challenges of running multiple premises under Jayne's Baby Bank C.I.C., including rent, utility bills, and operational costs. Early statements from 2022 and 2023 highlight concerns about families struggling to afford heating and utilities, with Carrie emphasising the need to pay bills promptly and manage costs carefully. She frequently mentions that proceeds from sales and donations are used to cover bills, rent, and essential supplies such as nappies and food bank items.
By mid-2024, Carrie details the high running costs associated with multiple shops and donation centres, noting that electricity and water rates are significant expenses. She also references receiving discounts on energy bills by negotiating with providers, asserting that despite not being a registered charity, the operation secures favourable tariffs. However, she simultaneously states that some donations, such as those from book sales, are ring-fenced specifically for nappies and not for paying bills, indicating a complex allocation of funds.
In 2025, Carrie-Anne Ridsdale's discourse intensifies around rent and unpaid bills. She acknowledges rent reductions negotiated with landlords but also reveals disputes over additional charges like VAT and insurance. Notably, she admits to an outstanding balance of over £1,100 in unpaid business rates and references a possible total exceeding £1,450. Despite these admissions, she asserts that all bills are paid and that the operation is sustainable, often attributing financial support to income from Facebook monetisation and donations from followers, whom she sometimes refers to as 'haters' paying bills.
Carrie also discusses plans to pursue unpaid bills through small claims courts, claiming business insurance coverage for such actions. She expresses frustration with landlords increasing rents and the difficulty of maintaining affordable premises, highlighting the impact of rising utility costs on the operation's viability.
By early 2026, Carrie continues to report water damage and utility issues at premises, incurring costs for repairs and waste disposal. She disputes responsibility for certain utility bills, attributing them to previous tenants, and claims that some energy accounts have been closed. However, a repossession notice was affixed to the former Risca premises due to non-payment of rent, and landlords have publicly stated that rent has not been paid for extended periods, including claims of arrears lasting a year and a half.
Throughout the timeline, Carrie's statements about bill payments and financial management show inconsistencies and contradictions. While she asserts bills are paid and funds are allocated appropriately, evidence of outstanding debts, disputes with landlords, and repossession notices contradict these claims. Carrie-Anne Ridsdale's narrative also includes allegations against landlords and other parties regarding billing and rent issues, which remain uncorroborated by external sources.
Carrie's identity as Carrie-Anne Ridsdale and her relationship to the trading premises and Jayne's Baby Bank C.I.C. are established. Her son, Daniel James, is also involved in the operation. Carrie's claims about financial management, bill payments, and rent disputes are central to understanding the operational challenges and regulatory risks faced by the organisation.
In conclusion, Carrie's public claims about paying all bills and managing finances responsibly are contradicted by documented evidence of unpaid rent, outstanding business rates, and disputes with landlords and utility companies. These contradictions raise significant concerns about the financial governance and sustainability of the operation. The case highlights the importance of transparent financial management and regulatory compliance for organisations presenting themselves as charitable or community-focused entities.
